Recovery Blog

Paying for Rehab with Insurance: What You Need to Know

Written by Samantha Cooper | Jan 9, 2023 7:45:00 PM

 

 

When it comes time to head to rehab to break the cycle of drug or alcohol addiction, it can cause a lot of worries. It means that the person faces new challenges and a life without substances. That can cause worry. But it can also cause hope. They are starting the path to a new life, a sober one. It can be the start of something great and break the cycle of addiction.

Many people wonder about the cost of rehab for drugs and alcohol. When they see some figures online it can be disheartening to see how much it costs to get help. It can even leave some to drop plans to get help to help break their addiction.

Don’t fret. While the numbers seem large, many medical insurance providers will help cover some of the rehab cost. So don’t let a big price tag stop you from getting the help you need.

Types Of Rehab

There are two many types of rehab for drug and alcohol addiction. The first is called inpatient rehab. This is what many people think of when they envision treatment. In this setting, patients live at a facility and get counseling and therapy for their addiction. They will stay for a number of days and receive around-the-clock care. They will then gain more freedom over time so they can transition back to the traditional world.

The other type is called outpatient rehab. This is where people will visit a facility for a set number of hours, but then they leave at the end of the day. They still participate in drug and alcohol counseling and therapy to address their addiction and any underlying causes. But they can return home after treatment. This method is best for people with home or work commitments.

Paying For Rehab With Insurance

While many online figures show a $10,000 or more cost for rehab, many people won’t have to pay that much. Many insurance providers, such as Blue Cross/Blue Shield and Aetna, will help pay for the cost of drug or alcohol rehab.

They will pay for detox, inpatient, outpatient and other therapy options.

In fact, federal law requires all health insurance providers to pay for some type of rehab care.

It is best to check with your health insurance provider to find out what exactly they will help cover. The cost has a wide range depending on the plan, so it is not one size fits all. Factors such as the type of facility and length of stay can impact how much insurance will pay.

Many insurance providers will also help people find a treatment facility that takes their insurance, that way they can start on the road to recovery without worrying about the full cost.

Leave Addiction Behind Today

Reach out to our staff at Sunflower Recovery Center today to find out about treatment options, paying for drug and alcohol rehab using insurance and other options. You can get started on your road to recovery right now!