Will My Insurance Pay For Rehab? Affordable Drug & Alcohol Addiction Treatment

Quality drug and alcohol addiction treatment is not just for celebrities and the ultra-rich. In fact, it may be more affordable than you think. Thanks to the federal government, treatment for addiction and mental health has never been more affordable and accessible to everyone. If you’re worrying, “Will my insurance pay for rehab?” there’s no need to let fear hold you back. Affordable drug and alcohol addiction treatment is within reach if you know where to look.

How Much Does Rehab Cost? 

The cost of drug and alcohol addiction treatment varies depending on the type of treatment you need and the services that you require. Most people with serious problems opt for residential addiction treatment, which includes 24/7 care, plus room and board. Because of how comprehensive it is, it can cost several thousand dollars — but some or all of that could be covered by your insurance. 

Intensive outpatient treatment or counseling can be more affordable to start, but may require additional treatment down the line if you find that it’s not sufficient to heal your problems.

If you’re worried about the cost, consider this: How much is your life worth? And, how much money have you been spending on drugs and alcohol lately — or the associated legal issues that addiction causes? Maybe it’s time to invest in helping yourself get clean and sober to start a new life. 

Does Insurance Cover Rehab? 

In 1996, the federal government passed the Mental Health Parity Act, which requires insurance companies to offer the same kinds of benefits for addiction and mental health as they do for physical health and surgeries. For that reason, most health insurance plans will cover some type of addiction treatment. All health insurance plans are different, so you need to do your research to find out what yours will cover.

What Does it Mean to be In Network? 

Searching for an addiction treatment facility that is “in network” with your insurance company is a good place to start. When a facility is “in network,” it means that the facility has signed a contract with the insurance company to offer a certain kind of treatment at definitive rates. It also means that your insurance company believes that the facility offers treatment that can help its subscribers get well. Choosing a facility that is in network with your provider is the fastest way to save money on treatment. 

How do you know who a provider is in network with? Most will list the insurances on their homepage. Sunflower is in network with Blue Cross Blue Shield, Cigna, Humana, United Healthcare, Aetna, and more, for example. 

How to Verify Your Insurance Benefits

The best way to find out what your insurance will cover at a particular facility is to ask the facility to verify your benefits for you. They will take your insurance information and call the insurance provider for you, so you don’t even have to worry about the red tape. The facility will call you back with all the information that you need to know about how to pay for treatment, so you can make an informed decision. 

Are you ready to get started? Give us a call or send a chat. Our caring team will answer any questions you may have, and give you the information you need, so new hope for recovery can bloom.

Will My Insurance Pay For Rehab? Affordable Drug & Alcohol Addiction Treatment