When we face the prospect of rehab, it can be a time filled with questions. The relief we feel from admitting that we have an addiction to drugs or alcohol can give us a slight boost. We are ready to start our new sober life. Our old ways of living are gone and we have a clarity that we have not experienced in years.
But we also worry about what the next step includes. We wonder what therapy or counseling will be like. Will we be judged? Will we get the support? Will we beat our addiction? Will others still like us? What will our family think?
Most of all, many wonder about how they will pay for rehab for a drug or alcohol addiction.
The good news is there are many ways to cover the cost of rehab, and they go beyond paying for it out of our own pocket. One way is using health insurance to pay for rehab. Many get health insurance through their workplace, and it can be used to cover drug and alcohol rehab.
Here is how to get insurance to pay for rehab:
Finding Treatment Options
Most health insurance providers are required by federal law to cover the cost of drug or alcohol rehab. That means most plans offer some time of coverage. Blue Cross/Blue Shield, Aetna and UMR are just some of the health insurance providers who can help pay for the cost of rehab.
But the exact amount that is covered depends on the provider and plan. It is best to find out from your provider what your plan covers. That way, when it comes time to get insurance to pay for rehab, you will know what exactly they will cover and for how much.
Learning What Is Covered
The other tricky part can be learning what programs health insurance will cover. Most will cover various aspects of healthcare to help break the addiction to drugs and alcohol. That includes the detox process when the substances are removed from your system.
Most will also help pay for inpatient rehab, when you live at the facility, or outpatient care, when you visit for treatment but return home at the end of the day.
Many health insurance providers will also help pay for continued care so you can stay on the road to recovery and get the support you need.
Finding A Facility
Many health insurance providers will help you find a rehab center in your network or that takes your insurance. Most have websites that let you type in your information and show options that are covered. This is a useful tool as it can help you pick a facility that your health insurance will pay for, that way there are no surprises.
Most facilities, including Sunflower Recovery Center, have staff that can talk to you about payment options and getting health insurance to pay for rehab. Reach out to us today to find out about using insurance for rehab and get started living a sober life.