When we fall victim to a drug or alcohol addiction, it can take hold of our lives. It seems like nothing can shake us free of the feeling of getting high. We start to neglect our families, our work, our health and even our hygiene.
But you don’t have to live like that. You can break your cycle of addiction and live a sober life. One that is filled with joy and not the disease that has taken hold.
Many people need rehab to help treat their drug or alcohol addiction. There are people who want to help you get on the path to recovery. There is a concern by many about the cost of rehab. Estimates for the cost of rehab shown online seem high. The good news is that many people can use their health insurance to help pay for drug and alcohol rehab. There are also other ways to lower your cost to get the help you need.
Here are five frequently asked questions about paying for rehab.
Will My Insurance Pay For Rehab?
Federal law requires health insurance providers, such as Blue Cross/Blue Shield and Aetna, to help cover the cost of rehab. That includes processes such as detox, where drugs or alcohol is removed from your system under medical supervision. They also pay for inpatient and outpatient rehab treatment, where patients work to identify what led to their addiction and give them tools to deal with triggers in the traditional world.
Many health insurance providers will also pay for aftercare so you can stay sober and on the road to recovery when you leave rehab.
How Much Will They Pay?
The important thing to rehab about using insurance to pay for rehab is that every plan is different. So, your plan will dictate how much insurance will cover. It is best to check with your provider on what they will pay so you have the information when you try to find a facility that fits in your budget.
Will My Boss Know?
Many of us get health insurance through work, so we worry if we use it to pay for rehab our boss will find out. That isn’t the case. Your boss can’t know what you use your health insurance to treat without your permission. So, if you use health insurance to pay for rehab, your boss won’t know until you tell them.
What Other Options Exist?
In addition to using health insurance, many facilities and outside organizations offer scholarships to help pay for rehab. They can be small grants to help cover the cost. Some facilities will also work with patients on a payment plan so they can get help in recovery at a cost that works within their budget.
How To Find A Facility?
If you are ready to break the cycle of addiction to drugs and alcohol, you can find a treatment facility by reaching out to your provider. They can discuss what is covered and which centers are in-network. You can also reach out to our staff at Sunflower Recovery Center. They can talk to you about your addiction and how to pay for rehab.